Hello friends, through this article today we will get information about How To Apply For A Bajaj Finserv Loan sitting at home through your mobile and what are the rules and targets and what are the other charges and conditions, we will get knowledge about all those facts so that if needed, we can apply for a loan instantly.
Loan Type And Criteria :
Bajaj Finserv provides us four types of loan facilities such as personal loan, that is, you can take a personal loan for traveling or for marriage or for any emergency purpose. Apart from this, you can also take a business loan and home loan or property loan. And here we can also apply for consumer durable loan, that is, you can get a loan in the EMI that you pay on buying a product.
There are some eligibility criteria to take a loan from Bajaj Finserv, such as the age of the loan taker should be between 21 to 60 years and he should have a good income source such as the person is either a salary person or self-employed. Along with this, the person should have a good credit score with the bank and the person should be an Indian citizen with a valid certificate.
Loan Amount And Interest Rates :
From here you can apply for a loan from Rs 30000 to Rs 25 lakh and you will get as much loan as your credit score is good which you can complete within 12 to 60 months but always remember that the less time you take to complete the loan, the less interest you will have to pay.
Talking about Bajaj Finserv loan interest rate and charges, the interest rate starts from 11% to 30% per annum which depends on your credit profile. And the loan processing fee can be from 1% to 4% on the loan amount. Apart from this, if there is any extra charge then it is Prepayment, Bounce Charges and Foreclosure.
Documents And Source :
The most important documents to take a loan from Bajaj Finserv are PAN card and your Aadhar card for ID proof. Along with this, you can also show your income proof such as your salary slip or income tax return file. Along with that, you will have to provide your bank statement and passport size photos which will have to be uploaded online while applying for the loan.
Also Read : How To Get Loan From Zerodha
Bajaj Finserv provides you the facility to apply for paperless and very simple steps loan to all eligible users, so that you can apply for online loan on their official website or apps, that too with minimum documents. Along with that, you can check your loan status from here and all the dates will be visible to you here. Apart from this, all the special deals or any loan related offers will be available from here.
Final Advice :
Friends, Bajaj Finserv is a very trusted and regulated company from where you can safely take a loan but as you know it is a financial product, hence it is very important to know this before taking a loan or before signing anything anywhere. You have to read and find out carefully all the conditions of taking a loan, all the documents or rules and take responsibility on yourself and move forward so that there is no problem in the future.